When you hear the saying, "You should protect yourself against theft identity, "do you equate this with pushing a wheelbarrow full of rocks on a hill? It would actually be more accurate image slice in a pie fresh apples, because the protection against identity theft is easy as pie Check the following things you should do-without breaking any sweat.
- Check your credit card statements monthly to catch any unauthorized charges Even small. tax should not be torn, because often thieves will start small to "test the waters." once they get away with this, they will surf the big waves if you do not jump on them quickly.
- Buy a shredder. Do not rely on tear documents with your hands, especially unopened envelopes. A shredder blitz fragments a "dumpster diver" will not be able to replenish. Until you get a shredder, use scissors to snip and everything that has sensitive information on it.
- Put the names and phone numbers of your credit / debit card on paper so you have a quick way to contact them if one becomes stolen
- There three major credit bureaus report :. TransUnion, Equifax and Experian. At least once a year review of your credit reports with them as they can be if, for example, someone opened a credit card account in your name.
- If you lose your cell phone, everyone can obtain sensitive data you have stored in it, unless it is password protected. And please, use a strong, long password, because the thief could be someone who knows you and is able to sit there to try all sorts of permutations with the name of your beloved dog , the Duke1 .
- a lot of your sensitive documents and documents in unlocked file cabinets that everyone can enter? The thief could be a family member visiting (yes, the family members can be twisted), the maid, repairman, window type, dishwasher installer, a neighbor visiting, you name it. A fireproof safe protects the documents.
- All your computers should have antivirus, antimalware and antispyware software is updated regularly.
- Installing a VPN to encrypt all communications Free WiFi. Hostspot Shield is a good example
- Put a freeze on your credit, at least if you are not planning application for all lines of credit or loans in the near future. you will be blocked until you thaw it, but it will be the thieves.
More information about Credit Freezes
- The freeze is free for identity theft victims; there is a small charge for non-victims ($ 15 per credit bureau, which may be for all time, according to your state's policies).
- "Thaw" frost (which takes five minutes) is free to victims and up to $ 5 for non-victims.
- It will not hurt your credit score.
- It works because they block the lenders view your credit score. So if someone gets your identity, they can not open credit in your name because lenders need to see the scores.
- You will not be able to see your credit reports, unless you have a PIN for access.
Identity theft should not be a scary nightmare. As long as consumers follow these basic tips and guidelines, they can prevent many forms if identity theft.
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