What is it called if, for example, someone runs your card online credit without your permission? Identity theft. Identity theft is not necessarily someone going around to impersonate. But it is considered a person that takes over your accounts.
account recovery is someone hacking into your computer and get the password to your PayPal account, then sucked dry. Identity theft is a very common phenomenon. The damage suffered by identity theft runs along a continuum, from light to heavy. At worst, it may:
- cost thousands of dollars to repair the fallout
- take months to solve this problem
- Destroy the reputation
- because trouble finding employment
- because the rejection of loan applications
- because the victim being arrested because the identity thief has committed a crime in their name
There are tons of ways one can become a victim. It used to be that identity thieves would steal a portfolio and get information that way, or rummage through your trash for bank statements. But these days, identity theft is committed prolifically in cyber space by thieves thousands of miles away.
For example, a thief from halfway around the world could get you to give your bank account information by sending an e-mail that looks like it's from your bank, indicating that your account online has been compromised and you need to provide your account information to fix the problem.
Or, by clicking a link that promises to show you a naked celebrity instead download a virus on your computer
flight ID can also occur without any error of judgment on your own : .. when the retailer you buy things from a credit card is hacked
Protect yourself
- All your computing devices must have software :. antivirus, antimalware and firewall, and always updated
- Learn about the recognition of scams. Some are ingenious and look legitimate. One way to significantly reduce the chances of being deceived by a trick is to never, never, never click on links in an email. . Never
- Make all your unique passwords longer than 10 characters and a mix of numbers, letters and symbols :. Gibberish rather than the name of your favorite rock band or sports
- See your credit report (it's free) once a year from each of the three credit reporting agencies. Look for weird things like new open accounts you never opened and other false information.
- If you are sure that you will not be a loan for a long time, freeze your credit.
- Only use reputable merchants for online purchases where possible (we all know this rule does not apply when you want to buy these large homemade chocolate cookies lumps from "Gourmet cookies Denise "). [snail
- missing mail bills? Report this to associates because a thief may have changed your billing address.
- Use Hotspot Shield security and privacy app. It is an important layer to protect your data and your identity by encrypting your information.
Consider a red flag if you receive credit cards you did not ask, especially if they have rates high interest!
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